Blog Author
Jenna X
  • 29/08/2022

Every Girl (& Guy!) Needs Passive Income!

It’s 2022. Inflation is insane. It’s getting harder and harder to get ahead, and that’s exactly why many people are diving into the world of DeFi. Savings accounts that yield an average of 0.08% APY, just don’t cut it! You can’t expect to have fancy vacations and a closet full of Christian Louboutins with a normal 9-5. The key is to make more moolah while you’re sleeping. Cha-CHING!

So, the question is, “Where do I put my money?”

The answer to that is different for everyone. There are many options in the Crypto and NFT spaces for passive income. It’s vital that you research many options before deciding where to store your loot. I don’t recommend putting all your eggs in one basket. Consider a hardware wallet to store your crypto that is not being staked.

Types of passive income include Yield Farming, Staking, Airdrops, and Rewards. Simply put, all these methods allow you to earn more crypto with the crypto (or NFTs) you currently have.

Many different exchanges offer Yield Farming, however, I like to earn my passive income without ever moving my crypto out of my XUMM (soft) wallet. This is one of the easiest and safest ways that I earn on my holdings.

The XUMM wallet is made for the XRPL. You can add trustlines for the tokens you wish to store in your wallet. A trust line is needed for each different token you wish you hold.

To Set Up a Trustline:

1. Go to

2. Go to the “List of All tokens on the XRP Ledger Mainnet” and type your token into the search bar.

3. When you see your token, you will see an option on the right that says “Set Trustline”, Click it!

4. Another screen will pop up, scroll down, and click “Confirm”.

5. Swipe to sign the transaction on your XUMM wallet!

Once the Trustline is set, you can purchase tokens. You can use different platforms to buy your tokens such as DEX Trade on XUMM, or

Ready to start earning now?

Here’s an example of how I use the StaykX Platform and XUMM to earn daily passive income:

In my XUMM Wallet I hold $XBLADE & $OCW. I earn $STX daily. I can choose to sell my $STX for $XRP, or I can let it add up and use my $STX in other pairings on You can even “STAYK” your $XRP! Let’s say you receive 2500 $STX a day as your reward. Today with the value of $STX being .015/XRP = 37.5 XRP/Daily Now, let’s say $STX is at .05/XRP with the same earnings. That’s 125 $XRP/Daily When $XRP and $STX increase in price, so do your rewards! If you believe in $XRP like I do, this really adds up. I made a tutorial video to show you how simple it is to “Stayk!”

There are plenty of different pairings on StaykX to choose from. It’s important to do your research and choose a project you believe in and really like.

Some other projects that offer rewards daily just for holding are $Xoge & $SwissTech.

I am also a fan of $xToadz & $sToadz for their weekly drop of $Ribbits (XRPL) & $sRibbits (SGB). If you hold $SOLO, you can earn $CORE monthly via random snapshot. Other Projects to Research that have an opportunity for passive income: The Reaper Token & NFTs (XRPL), Anonymous Astronauts (XRPL), Chikn NFT (AVAX), xSTIK NFTs (XRPL)

Ok, you get the point…there are plenty of options out there! So stop sleeping and start earning!


This article is not financial advice. All opinions are my own. It is your responsibility to understand the risks, and your local laws and regulations, before investing in cryptocurrency.

Blog Author
Jenna X

Jenna is an influencer in the crypto space with her roots originating in the XRPL.